Gutiérrez Capital – Privacy Policy

At Gutiérrez Capital, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your personal data when you use our services, including subscribing to our newsletter or premium content, accessing our website, or interacting with us in any other way. By using our services, you agree to the practices outlined in this Privacy Policy.

1. Who We Are

Gutiérrez Capital is a platform created by Pedro Gutiérrez to provide financial analysis and insights in the fields of payments, digital advertising, cloud computing, and semiconductors. Our website, newsletter, and subscription services are managed by Gutiérrez Capital, based in Madrid, Spain.

For any questions about this Privacy Policy or how we handle your personal data, you can contact us at:

• Email: [infogutierrezcapital@gmail.com]

2. What Personal Data We Collect

When you interact with our website or subscribe to our newsletter or premium content, we may collect the following personal data:

• Contact Information: Your name, email address, and billing address.

• Subscription Details: Information about the subscription plan you choose, payment details (e.g., credit card information, which is processed by third-party payment processors), and subscription history.

• Usage Data: Information about how you interact with our website, such as IP addresses, browser type, pages visited, time spent on pages, and other usage statistics collected through cookies and tracking technologies.

• Communication Data: Any messages, emails, or other communication you send to us.

Note: We do not collect sensitive personal data such as racial or ethnic origin, health information, or political views unless voluntarily provided by you.

3. How We Use Your Personal Data

We use the personal data we collect for the following purposes:

• Providing Services: To deliver the services you’ve subscribed to, including access to reports, newsletters, and webinars.

• Subscription Management: To process payments, manage your subscription, and send you renewal reminders or billing information.

• Improving Our Services: To improve our content, user experience, and website functionality by analyzing how you use our services.

• Communication: To send you relevant updates, newsletters, and promotional emails (if you have opted in to receive such communications). You can opt out of these communications at any time.

• Legal Obligations: To comply with legal obligations, resolve disputes, and enforce our terms and conditions.

4. Legal Basis for Processing Personal Data

We process your personal data based on the following legal grounds:

• Consent: When you sign up for our newsletter or subscription services, you provide your consent for us to process your personal data for those purposes.

• Contractual Necessity: Processing your personal data is necessary for the performance of our contract with you, such as providing you with access to the subscription content.

• Legitimate Interests: We may process personal data based on our legitimate business interests, including improving our services and communicating with you.

• Legal Obligation: In certain cases, we may be required to process your data to comply with legal obligations (e.g., tax and accounting requirements).

5. Data Sharing and Disclosure

We will not sell or rent your personal data to third parties. However, we may share your personal information in the following circumstances:

• Service Providers: We may share your data with third-party service providers (such as payment processors, email marketing platforms, and hosting providers) to facilitate the operation of our services. These providers are only permitted to use your data to the extent necessary to provide their services to us.

• Legal Compliance: We may disclose your personal data if required to do so by law or in response to valid legal requests by public authorities (e.g., a court or regulatory authority).

• Business Transfers: If Gutiérrez Capital is involved in a merger, acquisition, or sale of assets, your personal data may be transferred as part of that transaction. We will notify you of any such change.

6. Data Retention

We will retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. For example:

• Subscription Data: We will retain your subscription details for as long as your subscription is active. If you cancel your subscription, we may retain your data for up to 5 years for accounting, legal, or audit purposes.

• Communications Data: Any communication you send us will be retained as long as needed to resolve your inquiry or provide customer support.

7. Your Data Protection Rights

As a resident of the European Union (EU) or a country with similar data protection laws, you have the following rights regarding your personal data:

• Access: You have the right to request access to the personal data we hold about you.

• Correction: You can request that we correct any inaccurate or incomplete data we hold about you.

• Deletion: You may request the deletion of your personal data under certain circumstances, such as when the data is no longer necessary for the purposes it was collected.

• Restriction of Processing: You have the right to request that we restrict the processing of your personal data in certain situations.

• Portability: You may request a copy of your personal data in a structured, commonly used, and machine-readable format.

• Objection: You may object to the processing of your personal data for direct marketing purposes or based on legitimate interests.

To exercise any of these rights, please contact us at [infogutierrezcapital@gmail.com]. We will respond to your request within the time frame set by applicable data protection laws.

8. Security of Your Data

We take reasonable precautions to protect your personal data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. International Transfers

Your personal data may be transferred to, and stored at, a destination outside the European Economic Area (EEA). If we transfer your data outside the EEA, we will take appropriate steps to ensure that your personal data is treated securely and in accordance with this Privacy Policy and applicable data protection laws.

10. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website, analyze site traffic, and personalize content. By using our website, you consent to the use of cookies as described in our Cookie Policy. You can control cookie settings through your browser preferences.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically for any updates. By continuing to use our services after any changes are posted, you consent to the updated Privacy Policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal data, please contact us at:

• Email: [infogutierrezcapital@gmail.com]

By using the Gutiérrez Capital platform or subscribing to our services, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.